Bank Credit Analyst I
Company: Availa Bank
Location: Ankeny
Posted on: October 5, 2024
Job Description:
Availa Bank
Description:Bank Credit Analyst I
Job Type: Full-timeDepartment: CreditReports To: Senior Credit
OfficerPosition Status: Non-exempt
EEO/AA employer
Availa Bank believes our people make a difference and we recognize
that individual differences and experiences strengthen our teams.
Each member of our team is empowered to inspire and enable our
clients and the communities we serve to achieve financial success.
Click the Apply link to find out more.
This is not a remote position.
BANK CREDIT ANALYST I POSITION SUMMARYThis position is responsible
for assisting lenders in assessing risk in the loan portfolio and
ensuring strong compliance to loan policy as outlined by the
bank.
BENEFITSAvaila Bank offers a rich selection of benefits you can
personalize to support you and your family's needs. Benefits may
include:
- Medical, Dental & Vision Plans
- Option for Health Savings Account (HSA)
- Life Insurance (Company paid for employee)
- 401K and Employee Stock Ownership Plan (ESOP)
- Company Paid Short & Long Term Disability Insurance
- Flexible Spending Account (FSA) & Dependent Care
- Eligibility for Tuition Assistance and Discounts
- Employee Assistance Program (EAP)BANK CREDIT ANALYST I PRIMARY
RESPONSIBILITIES AND ACCOUNTABILITIES
- Assist loan officers in the approval of credit and ensure
proper risk rating per bank policy
- Make recommendations as to the inherent risks of extending
credit to each customer
- Evaluation of risks associated with loan applications
- Risk must be understood and communicated to ensure credit
exposure is kept to a minimum and in line with the organization's
limit on risk bearing
- Analyze financial information, such as statements, management
accounts and cash flow statements
- Develop models of credit information to predict patterns and
trends
- Maintain credit financials for proper documentation and to
ensure closed files are pulled, stored and/or destroyed per
policyRequirements:BANK CREDIT ANALYST I ROLE
QUALIFICATIONS:Education
- Bachelor's degree in Finance/Business Administration or related
field preferred or an equivalent of combined education and relevant
work experience Experience
- Accounting or banking experience preferred
- Experience with loan policies and proceduresOther Skills and
Abilities
- Strong background, or an ability to learn, principles in risk
management
- Strong math skills; add, subtract, multiply and divide in all
units of measure
- Exceptional oral, written and interpersonal communication
skills with the ability to apply common sense to carry out
instructions and instruct others, understand procedures, write
reports and correspondence, speak clearly to customers and
employees
- Exceptional organizational and time management skills; ability
to function well in a fast-paced environment
- Travel to/from and work in multiple locations
- Must have a valid driver's license and reliable
transportationPM21
PIe3945587fa60-37248-35726935
Keywords: Availa Bank, Des Moines , Bank Credit Analyst I, Professions , Ankeny, Iowa
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